Other services
Secured loans
We are able to offer you secured loans. A secured loan is a second mortgage, secured on your property by a lender, other than your existing lender.
When might a secured loan be appropriate for you?
- When a quick payout is required
- When remortgaging would attract a redemption fee
- When your credit rating has become adverse and a remortgage would be unavailable or expensive
- When you want to raise funds beyond the maximum available to you in a mortgage/remortgage (secured loans are available on up to 85 per cent of the value on your property)
- When you wish to raise additional money to consolidate debt, ie, car loans, credit cards
Please think carefully about securing debt on your home. If you fail to keep up with repayments you can lose your home.
We are also able to offer mortgage and lifestyle protection insurance on your loan which will cover any loss of income due to an accident, sickness or unemployment.
This is only a brief summary. To find out full terms, conditions and exceptions, please contact us or apply online.
Unsecured loans
We are able to offer an unsecured loan to home owners, which is given without you having to use anything as security. You can borrow money for any purpose ie, debt consolidation, home improvements.
You can borrow from £5,000 to £25,000.
We are also able to offer mortgage and lifestyle protection insurance on your loan which will cover any loss of income due to an accident, sickness or unemployment.
This is only a brief summary. To find out full terms, conditions and exceptions, please contact us or apply online.
Bridging finance
A bridging loan can offer you a flexible, fast, short-term funding solution, which can be tailored to meet your particular requirements. ADS Mortgage Solutions has a panel of bridging loan providers that we can use.
- The main difference between regular loans and a bridging loan is the time it takes to organise. A bridging loan can take as little as 24 hours.
- Interest is charged on a daily basis and the loan can last from one day to a year.
- The minimum amount that can be lent is £10,000 and up to £5 million.
Bridging loans can be used for any purpose; the most common reasons are to:
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Help with the completion of a house purchase
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Renovation projects
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Achieve a quick completion to benefit from a discounted price
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Buy an investment property
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Develop projects
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Clear debts and stop repossession, avoid or repay bankruptcy or an individual voluntary arrangement (IVA).
This is only a brief summary. To find out full terms, conditions and exceptions please apply online or contact us to find out how we can help you.
Property improvements/maintenance/renovations
ADS Mortgage Solutions can help you with your property renovations or home improvements. We have teamed up with reputable building companies to offer you a competitive service.
The tradesmen and women we work with are continously vetted to maintain high standards of service.
We can help with:
We are also able to offer you trade discounts.
Find out more about renovation/self-build (stage payment) mortgages.
Please contact us to find out how we can help you.
Removals
Need help with moving? We can refer you to a competitive removals company who is fully licensed, insured and equipped.
They can help you to:
- Move any size load
- Move anywhere in the UK or Europe
- Clear your property or site.
Please contact Gregory or Wendy on 020 8659 7373 or 07947 994 752 for a quote. Please mention ADS Mortgage Solutions when you call.